Make purchases with confidence while earning 1.5% Cashback Rewards*.
Earn 1.5% Cashback Rewards* on all purchases with Destiny® Mastercard®.
Destiny Mastercard helps you move forward, even if you have a less-than-perfect credit history.
Establishing payment history is essential. Destiny provides the means to make purchases wherever Mastercard is accepted. Apply now and start enjoying the security and convenience Destiny Mastercard offers.
Enjoy Unlimited 1.5% Cashback Rewards* Earned on Every Purchase
Unlike other credit cards that only allow you to earn rewards on certain purchases, with a Destiny Mastercard you earn 1.5% Cashback Rewards* on every purchase you make.
Establish a Payment History With Reporting to all Three Major Credit Bureaus
Destiny Mastercard helps you establish a payment history by reporting to all three of the major credit reporting bureaus, Equifax, Experian, and TransUnion.
Destiny Mastercard – Accepted at Millions of Locations Nationwide
Shop and travel confidently with Destiny Mastercard. Accepted at millions of online, in-app, and in-store locations nationwide. Destiny Mastercard, the card designed for you.
Get a response in minutes with Destiny’s fast and straightforward application.
Even if you have less-than-perfect credit, Destiny Mastercard can help you establish a payment history with the three major bureaus. Plus, you’ll earn 1.5% Cashback Rewards* with every purchase.
DESTINY® MASTERCARD® CASHBACK REWARDS
PROGRAM TERMS AND CONDITIONS
The Destiny Mastercard is issued by The Bank of Missouri pursuant to a license from Mastercard and serviced by Concora Credit Inc. These terms and conditions provide the information about how the Cashback Rewards Program (“Program”) works. For complete terms and conditions, go here. This is a separate and independent agreement from your Cardholder Agreement; however, it is subject to the Arbitration section of your Cardholder Agreement, which is incorporated herein. When you use your Account or Card, it means you accept the terms and conditions. The words “Account”, “Billing Cycle”, “Card”, “Cash Advance”, and “Purchase” have the same meaning as in the Cardholder Agreement.
This information is provided by The Bank of Missouri, (“we”, “us” and “our”), the issuer of your Destiny Mastercard Account.
Cashback Rewards
Your Account will receive cashback rewards in the form of an automatic statement credit based on Eligible Net Purchases made during the previous Billing Cycle. Eligible Net Purchases are defined as Purchases, minus any returns, disputed Purchases, unauthorized Purchases, illegal or fraudulent Purchases, or other credits. The statement credit will reflect on your Billing Statement as a “Cashback Rewards”. Your Account will receive a Rewards Credit for each statement that had at least one Eligible Net Purchase and a positive rewards balance. Rewards Credits will reduce the balance on the Account but will not count as payments. You will still be required to pay at least the Minimum Payment Due as shown on your Billing Statement. Your Account will not earn Rewards Credits on Cash Advances or Fees.
You will earn unlimited 1.5% Rewards Credit on all Eligible Net Purchases. At the end of each Billing Cycle, your Rewards Credit will be calculated by multiplying your Eligible Net Purchases by 1.5% or 0.015, rounded to the nearest $.01.
Fraud, Misuse, Abuse, or Suspicious Activity
If we believe there is evidence of fraud, misuse, abuse, or suspicious activity, as determined by us at our sole discretion, we reserve the right to take certain action(s). This may include, without limitation and without prior notice, any or all of the following:
• Applying security measures to certain Purchases that may result in a delay of a Rewards Credit or no Rewards Credit;
• Stopping your Account from earning Rewards Credits;
• Suspending or closing your Account; or
• Taking legal action to recover Rewards Credits, our monetary losses, including litigation costs and damages.
The terms and conditions of this Program may be revised at any time with 30 days prior written notice. In addition, the Program may be terminated with 30 days prior written notice.
Destiny is a registered trademark of Concora Credit Inc.
Redirecting to Destiny Mastercard
You are leaving Guardianoffer.com